Explore Private Loan Options with PHEAA Keystone & Sallie Mae
PHEAA Keystone Student Loans
- Available to students and parents in PA and select neighboring states
- Fixed interest rates (approx. 3.44%–10.94%)
- No application or origination fees
- Multiple repayment options to fit your budget
- Borrow up to 100% of your school-certified cost of attendance
Sallie Mae Private Student Loans
- Available to students nationwide
- Fixed and variable interest rates (2.9%–17.5%)
- No origination or prepayment penalties
- Options to pay while in school or defer until after graduation
- Cosigner release available after 12 on-time payments
Smart Borrowing Tips
- Always use federal aid first – more flexible and often lower-cost
- Borrow only what you need
- Compare interest rates, repayment options, and cosigner terms
- Ask questions before you commit! Your school’s financial aid office can help.
For more details or to apply, visit:
PHEAA Keystone | Sallie Mae




