Explore Private Loan Options with PHEAA Keystone & Sallie Mae

PHEAA Keystone Student Loans

  • Available to students and parents in PA and select neighboring states
  • Fixed interest rates (approx. 3.44%–10.94%)
  • No application or origination fees
  • Multiple repayment options to fit your budget
  • Borrow up to 100% of your school-certified cost of attendance

Sallie Mae Private Student Loans

  • Available to students nationwide
  • Fixed and variable interest rates (2.9%–17.5%)
  • No origination or prepayment penalties
  • Options to pay while in school or defer until after graduation
  • Cosigner release available after 12 on-time payments

Smart Borrowing Tips

  • Always use federal aid first – more flexible and often lower-cost
  • Borrow only what you need
  • Compare interest rates, repayment options, and cosigner terms
  • Ask questions before you commit! Your school’s financial aid office can help.

For more details or to apply, visit:
PHEAA Keystone | Sallie Mae